In West Virginia, what is the minimum required liability coverage for personal auto insurance?

The minimum required liability coverage for personal auto insurance in West Virginia includes several specific amounts that cover various aspects of liability. In this case, the answer encompasses the key elements of liability coverage and how they relate to personal automobile insurance.

West Virginia legislation requires a minimum of $15,000 for bodily injury coverage per person, which means that if an insured driver causes an accident that injures another individual, their insurance will cover up to $15,000 of that person's medical expenses and related costs. Additionally, there is a minimum requirement for property damage coverage set at $25,000, designed to cover damages to another person's property resulting from an accident the insured driver causes. Furthermore, the state law mandates coverage of at least $50,000 for bodily injury per accident, ensuring that even if multiple individuals are injured in a single accident, the total liability up to that amount is provided for their collective injuries.

Choosing "All of the above" is correct because it acknowledges the comprehensive nature of the state’s minimum liability requirements, recognizing that all specified amounts are included to provide essential financial protection in the event of an accident.

This multi-tiered approach protects both the insured driver and the public, safeguarding against various scenarios that might arise in the event of a vehicular