What does health insurance typically cover?

Health insurance primarily focuses on covering medical expenses and healthcare costs. This includes a wide array of services such as hospital stays, outpatient visits, preventive care, prescription medications, and sometimes even mental health services. The intention of health insurance is to alleviate the financial burden associated with medical needs and ensure access to necessary healthcare.

The other options do not align with the primary purpose of health insurance. Property damage is typically covered by homeowners or auto insurance, life and death benefits are the domain of life insurance policies, and auto accidents are covered under auto insurance policies. Each type of insurance serves distinct purposes tailored to specific needs, highlighting the specialty and focus of health insurance on medical-related expenses.